Goods news from the National Association of Realtors®. The FHA has agreed to stop charging sellers for a full-month's interest regardless of when the closing date occurs. Before this rule change, sellers that closed early in the month could be hit with hundreds of dollars of interest on a loan they no longer owed on and for a home they no longer owned. In a blog post I did several weeks ago, I calculated that the seller could pay as much as $853.51 in interest when they owed a little over $182,000 at 6% and there was 29 days left in the month after their closing. The new rule takes effect late January 2015.